What You Need to Know About Locksmithing Insurance and Customer Protection

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Locksmiths perform a variety of tasks related to home, business, and vehicle locks and keys. To become a professional locksmith, one must undergo professional and on-the-job training, as well as pass a state exam in order to become certified. Locksmiths can replace or repair locks, cut new keys, install window and other types of locks, and assist with numerous other processes and procedures related to locksmithing tasks. Professional locksmiths should also always carry insurance.

Due to the nature of the work locksmiths perform, insurance is necessary. The following article will explain and go over the three basic types of insurance that locksmiths are to carry when performing any type of services. As a consumer and potentially locksmithing customer, it is important for you to understand why these insurance policies are necessary and how they can help protect you.

General Liability Insurance

The most common type of insurance locksmiths should carry is general liability insurance. This type of insurance covers a variety of potential accidents and mishaps. There are five basic liabilities that this insurance will cover.

Physical Injury

The first category covered by general liability insurance is physical injury. This is to help cover any potential injuries that may occur to the locksmith or those in the vicinity during a locksmithing project or installation. A physical injury could include anything from a cut or scrape, to a broken limb or worse. Physical injury insurance is important to protect you, your employees, and the locksmith themselves from lawsuits or other financial responsibilities related to physical injuries or accidents.

Personal Injury

Personal injury involves issues such as wrongful eviction, slander, copyright and advertising infringements, and more. Any issues related to one’s personal reputation that may ultimately effect business can have costs covered by this type of insurance. Even if slander or other issues may not directly affect one’s business, the personal effects or reputation damages may cause a business to decline. Personal injury overage under general liability insurance can help cover any costs related to personal damages.

Medical Payments

Any medical procedures or evaluations needed due to an injury that occurred as a direct result of a locksmithing project will be covered under this insurance. This is especially important, since a severe injury or death on one’s property could result in bankruptcy or the end of one’s business entirely. Medical coverage ensures that the injured parties are taken care of and any expenses are covered.

Operations and Products

Insurance coverage for any products, equipment, or tools is important. If equipment breaks or winds up missing while a locksmith is working on your property, operations and product coverage can spare the hassle of needing to replace such tools at full price or being blamed for their absence. With the insurance, tools and other items can be replaced and their costs covered.

 

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Quick Mobile Locksmith, LLC: The Best Small Safes for Your Office or Small Business

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It’s common for small business owners to debate whether or not a safe is necessary for their commercial property. However, commercial safes are an effective means of protection for more than just cash on hand or valuables. A safe can also protect data, confidential information, and crucial items that you want saved in case of fire. The right safe relies on many factors that are unique to your business. Depending on your company’s size, needs, and budget, you’ll need to determine which safe is worth investing in and which safes have unnecessary features or would otherwise be inappropriate for your needs.

 

If you’re overwhelmed by the process of selecting a commercial safe for your small business in Atlanta, Georgia, it doesn’t have to be that way. Turn to an experienced locksmith company, such as Quick Mobile Locksmith, LLC, for guidance to help you navigate the many options and choose the safe that’s right for the needs of your business. A business safe can be one of the best investments you make in keeping your small business’s most crucial assets and data from falling into the wrong hands.

 

What Do You Want to Store in Your Safe?

 

This should always be your first question when determining whether you want to purchase a safe for your commercial property and to help you determine the size and type of safe to look for. Consider what you want to store inside your safe—do you want to keep large amounts of paper cash on your property? Or do you need to keep high-end items locked up until they’re purchased by customers? Or do you have a great deal of vulnerable personal data about your clients that needs to be kept safe? Maybe you have multiple types of vulnerable items that need different protection.

 

Determining exactly what you want to store in your safe is an essential step in helping you determine not only the right type of safe for your business but also whether or not you should invest in multiple safes. If you’re not quite sure, count on an experienced locksmith for advice.

 

Is a Fire-Proof Safe Right for Your Office or Small Business?

 

One of the most important considerations you can make regarding if you are looking to purchase a safe is whether or not it’s rated to have fire protection. As commercial properties are more statistically likely to experience property and data loss from a fire or flood than they are from a crime, a fire-rated safe can be of utmost importance.

 

Safes that are fire-rated are available in different levels of heat resistance, and have been laboratory-tested to ensure that they are able to withstand the ongoing heat of a fire without the contents of the safe being affected. The time that the safe can withstand the fire is also a consideration, as some safes are only rated for one or two hours, while others offer protection for upwards of four hours or more.

 

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Quick Mobile Locksmith, LLC: Best Keyless Entry Systems

Sandy Springs High Security Locks

There are a wide variety of keyless entry systems that are available in the market, and in order to determine the system that suits you best, you need to determine the purpose for which it needs to be installed and how massive the scale of the system is supposed to be. If you are unsure of what you need and you are in Atlanta, Georgia, you can contact Quick Mobile Locksmith, LLC. We have professionals available for the purpose of helping you out and giving you advice so that you can make a well-informed choice.

Speed and Efficiency

Keyless entry systems make keys and manual deadlocks redundant, providing a quick and efficient method to secure doors. Instead of having to install heavy locks, all you need is a code, a card, or a remote access system to control who goes in and out of any residential building or commercial complex. Not only does it reduce the worry of having to constantly keep track of physical keys, it also provides an additional barrier for security which might not have been available otherwise.

Some of the most common types of keyless entry systems include card access, keypad entries, and even fingerprint identification. Card access is mostly used in locations where a wide number of people come in and out on a daily basis, such as a warehouse or a university. In this manner, only those individuals that need to be there can enter. Keypad entries are similar where only individuals who should have access to the building have the code to the main entrances, and apartment complexes usually use this method of keyless entry. Fingerprint identification may be used within companies where certain areas are accessible by certain employees and only their fingerprints are entered into the system.

These are mostly big-scale installations but keyless entry systems can also be used for homes. Security is always a concern for anyone, whether they are a homeowner or a landlord of an apartment complex. If you own a home and do not need a keyless entry system for your main doors, you can always use them for garage doors. These systems can be installed anywhere and usually work with existing doors and entryways. You might have accessibility concerns and may need to be able to open a door with a code. A simple keypad at the entrance can solve this problem. Some systems also allow remote control where you can lock and unlock doors from a phone, no matter where you are. All you need is a system that allows your phone and the keyless entry unit to stay connected, so that if you need to let someone into your home but you are away, you can simply use your phone to unlock the door and let them in.

 

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Quick Mobile Locksmith, LLC: Benefits of Home Safe

Sandy Springs Safe Opening

Who wouldn’t want to want to protect their belongings? Even if you think the majority of people who come by your property can be trusted, there is always that one person to be worried about. It could happen to be a neighbor of yours, a contractor, or someone who scopes out your neighborhood looking to steal items of porches – the point is, you need to protect your belongings! Of course, you are going to have locks on your front door, but what are you doing to protect the items inside from the inside?Atlanta, Georgia is a nice place to call home, but you still want to secure your items. We are here to go over the benefits of having a home safe to better secure your items from the inside. If you do not have one right now, check out the information provided to see if a safe might be a good option for you.

A Safe Offers Many Perks

A safe serves many different purposes. You can use it to hold your weapon, your expensive jewelry or even important documentation, like birth certificates, passports, social security cards and so on.You are not going to want loose cash, important documents, pricey jewelry and anything else that is expensive or valuable out in plain sight. A babysitter, nanny, contractor or even a realtor could have their eyes on your valuables. It’s better to keep them out of view. Or if you have kids, and you have a gun, you aren’t going to want them to be able to access it. In some places, it is the law to have a safe for weapons.Let’s say you have total faith in all the people who come into your home. This is great, but it doesn’t mean that you still don’t need a safe. You don’t want a thief to gain access to your most valuable belongings if they happen to get into your home. Having high end items locked away can mean that you at least don’t lose those particular things during a break in.

Quick Mobile Locksmith, LLC knows how important it is to secure your prized possessions. This is why we often recommend safes, and we are able to go over the various options with you if this is a security feature you are looking into. From wall-mounted safes and safes that are easy to move, we can talk with you about some of the options that will fit within your budget. There are jewelry safes, environmental resistant safes, floor safes, fireproof vaults and so on. You have plenty of options to choose from and they all offer important benefits. Now that you know of some of the options, let’s go over the benefits of having a home safe!

A Home Safe Protects Your Belongings from Water and Fire

There are home safes made to endure harsh conditions, for instance, flooding and fires. No one wants to think about a flood occurring in their home. But what if your washer machine were to overflow so badly that items around it were to be destroyed? What if a fire were to occur and burn your most important paperwork and jewelry? A safe that is fire proof or water proof can buy you some time, so if any of these things do occur, your items are temporarily protected which can make a huge difference for you.

 

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Smart Locks: Locks You Can Access With Your Phone

Sandy Springs High Security Locks

Smart locks are a type of cutting edge security that can greatly increase your home’s protection with many features. Smart locks differ from traditional locks and keys and even electronic locks in that you use your smart phone in order to gain access to the lock. Smart locks come equipped with a wide variety of features that depend on the type and brand of smart lock that you buy. Read on to see why these innovative locks are taking over the security industry.

 

What are Smart Locks?

Smart locks are a relatively recent innovation that has gained popularity the last few years as part of an overall “smart home” wave. Smart locks are a form of electronic locks that is locked and unlocked using a signal from an associated smart phone device, doing away with the need for manual locks and keys. Most smart locks send and receive signals over an encrypted Bluetooth or WIFI connection, so that they remain secure from hackers and other interference. If you aim to equip your home with as many smart devices as possible to make your routine as automated and carefree as possible, smart locks may be the solution.

 

Before choosing to switch to smart locks, it’s important to educate yourself on the specifics of this technology and how it compares to other forms of electronic locks. Having smart locks installed is a fairly significant chance to regular locks, and you want to make sure you’re comfortable with how they operate and how to control them before you decide that you’re absolutely going to have them installed. A local locksmith who specializes in installing smart locks can give you more information and answer any questions you may have about smart locks.

 

The Benefits of Smart Locks

Smart locks have a bevy of benefits due to their unique electronic design and controls. The following is a basic list of the benefits of smart locks that have caused them to gain tremendous popularity with homeowners to improve their home’s security along with their peace of mind. Smart locks offer many access control features that make them appealing.

 

• Convenience:We’ve all had the experience of coming home and trying to open the front door while our hands are full. Whether you just got back from vacation or a trip to the grocery store, having to wrestle with your keys is never a fun experience. Smart locks make getting inside your home more convenient than ever, since you can unlock your door before you even get out of the car. Some models can be controlled via voice, and some can be programmed to lock automatically when you exit.
• Better Security: Traditional front door locks are more vulnerable than you may think. Basic manual knob and lever locks are easily tampered with by criminals, who use common methods as lock-picking and bumping the pins. Smart locks are much more difficult to defeat since they feature electronic security. There are also smart deadbolts available, to hold the door secure better in the face of a forceful attack.

 

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Importance of Keeping A Gun In a Safe

There is no denying that it is essential for any responsible gun owner to have their gun stored in a safe. Our locksmiths at Quick Mobile Locksmith LLC in Atlanta, GA cannot stress the importance of keeping guns in a safe and out of the hands of others. You may be a gun owner who agrees with us about keeping guns in a safe yet you do not. Why is this the case? Even if you don’t consider yourself very responsible, why not change this by now purchasing a gun safe. There are all sorts of reasons for doing so. Keeping guns from falling into the wrong hands is important to our locksmiths and it should also be important to you.

 

Here are some of the most compelling reasons to buy a gun safe right away:

 

• Insurance – Even if you are a homeowner with homeowner’s insurance, you may be surprised to find out that you will not get market value for your gun if it is stolen. Despite what many homeowner’s believe, they do not get as much money back for their stolen gun. The best thing that they can do is to make sure no one is able to get their hands on their gun so that they never have to file a claim against it. Even if your gun is damaged or stolen, you won’t be able to get market value for the gun. The absolute best alternative is to get a gun safe to keep your gun in so that it can’t be taken from your home.
• Reduce Your Monthly Insurance Premium – There are some insurance companies that may not charge you as much as they could when they find out that you have a gun safe. They figure that as long as you are taking the necessary precautions needed to avoid burglary, then they will meet you half way. When you don’t have to file claim, they are not paying out money for it. This saves you and them in the end.
• Better Safety – Having a gun in a safe protects children and others, but it also protects you in more ways than one. You are essentially protected from the harm that could come to you if the gun were to fall into the wrong hands. If someone were to break into your home, they may turn around and use your own gun on you. Having a gun safe also protects you from liability. If someone breaks into your home and your gun is stolen, they could use it to cause harm to someone. Since the gun is registered in your name, you will be held responsible.

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Sandy Springs Roswell Locksmith | (770) 824-4777 | Quick Mobile Locksmith, LLC

http://www.quickmobilelocksmith.com/locations/Roswell-locksmith.html – For unfailing, inexpensive locksmith services, choose Quick Mobile Locksmith, LLC if you are in or near Roswell, Georgia. Reach out for:

• Crash bar
• Installation of new locks
• Creating and copying keys
• Key extraction
• Ignition cylinder replacement
• Auto alarm services
• Video surveillance
• Intercom systems
• Keyless remotes
• Emergency lockout assistance
• Lock repairs
• Change of locks

Quick Mobile Locksmith, LLC has a solid reputation in Roswell, GA and we urge you to call us for locksmith services. We serve those in the area so whether you are a homeowner or even a business that serves this area, too, call us.

 

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