What You Need to Know About Locksmithing Insurance and Customer Protection

Sandy Springs Deadbolts Installation

Locksmiths perform a variety of tasks related to home, business, and vehicle locks and keys. To become a professional locksmith, one must undergo professional and on-the-job training, as well as pass a state exam in order to become certified. Locksmiths can replace or repair locks, cut new keys, install window and other types of locks, and assist with numerous other processes and procedures related to locksmithing tasks. Professional locksmiths should also always carry insurance.

Due to the nature of the work locksmiths perform, insurance is necessary. The following article will explain and go over the three basic types of insurance that locksmiths are to carry when performing any type of services. As a consumer and potentially locksmithing customer, it is important for you to understand why these insurance policies are necessary and how they can help protect you.

General Liability Insurance

The most common type of insurance locksmiths should carry is general liability insurance. This type of insurance covers a variety of potential accidents and mishaps. There are five basic liabilities that this insurance will cover.

Physical Injury

The first category covered by general liability insurance is physical injury. This is to help cover any potential injuries that may occur to the locksmith or those in the vicinity during a locksmithing project or installation. A physical injury could include anything from a cut or scrape, to a broken limb or worse. Physical injury insurance is important to protect you, your employees, and the locksmith themselves from lawsuits or other financial responsibilities related to physical injuries or accidents.

Personal Injury

Personal injury involves issues such as wrongful eviction, slander, copyright and advertising infringements, and more. Any issues related to one’s personal reputation that may ultimately effect business can have costs covered by this type of insurance. Even if slander or other issues may not directly affect one’s business, the personal effects or reputation damages may cause a business to decline. Personal injury overage under general liability insurance can help cover any costs related to personal damages.

Medical Payments

Any medical procedures or evaluations needed due to an injury that occurred as a direct result of a locksmithing project will be covered under this insurance. This is especially important, since a severe injury or death on one’s property could result in bankruptcy or the end of one’s business entirely. Medical coverage ensures that the injured parties are taken care of and any expenses are covered.

Operations and Products

Insurance coverage for any products, equipment, or tools is important. If equipment breaks or winds up missing while a locksmith is working on your property, operations and product coverage can spare the hassle of needing to replace such tools at full price or being blamed for their absence. With the insurance, tools and other items can be replaced and their costs covered.

 

Read more on: What You Need to Know About Locksmithing Insurance and Customer Protection

Article source here: What You Need to Know About Locksmithing Insurance and Customer Protection

Quick Mobile Locksmith, LLC: The Best Small Safes for Your Office or Small Business

Sandy Springs Safe Opening

It’s common for small business owners to debate whether or not a safe is necessary for their commercial property. However, commercial safes are an effective means of protection for more than just cash on hand or valuables. A safe can also protect data, confidential information, and crucial items that you want saved in case of fire. The right safe relies on many factors that are unique to your business. Depending on your company’s size, needs, and budget, you’ll need to determine which safe is worth investing in and which safes have unnecessary features or would otherwise be inappropriate for your needs.

 

If you’re overwhelmed by the process of selecting a commercial safe for your small business in Atlanta, Georgia, it doesn’t have to be that way. Turn to an experienced locksmith company, such as Quick Mobile Locksmith, LLC, for guidance to help you navigate the many options and choose the safe that’s right for the needs of your business. A business safe can be one of the best investments you make in keeping your small business’s most crucial assets and data from falling into the wrong hands.

 

What Do You Want to Store in Your Safe?

 

This should always be your first question when determining whether you want to purchase a safe for your commercial property and to help you determine the size and type of safe to look for. Consider what you want to store inside your safe—do you want to keep large amounts of paper cash on your property? Or do you need to keep high-end items locked up until they’re purchased by customers? Or do you have a great deal of vulnerable personal data about your clients that needs to be kept safe? Maybe you have multiple types of vulnerable items that need different protection.

 

Determining exactly what you want to store in your safe is an essential step in helping you determine not only the right type of safe for your business but also whether or not you should invest in multiple safes. If you’re not quite sure, count on an experienced locksmith for advice.

 

Is a Fire-Proof Safe Right for Your Office or Small Business?

 

One of the most important considerations you can make regarding if you are looking to purchase a safe is whether or not it’s rated to have fire protection. As commercial properties are more statistically likely to experience property and data loss from a fire or flood than they are from a crime, a fire-rated safe can be of utmost importance.

 

Safes that are fire-rated are available in different levels of heat resistance, and have been laboratory-tested to ensure that they are able to withstand the ongoing heat of a fire without the contents of the safe being affected. The time that the safe can withstand the fire is also a consideration, as some safes are only rated for one or two hours, while others offer protection for upwards of four hours or more.

 

Read more on: Quick Mobile Locksmith, LLC: The Best Small Safes for Your Office or Small Business

Article source here: Quick Mobile Locksmith, LLC: The Best Small Safes for Your Office or Small Business